Hyundai tries to do the right thing, but it sure sounds weird.

Hyundai says bring your new car back if you lose your job within the first year.

Hyundai is running a television ad that if you lose your job, your license, have health issues or lose your source of income within the first year of buying your Hyundai car, you can return your new car purchase, without harming your credit history. Hyundai will cover you up to $7,500 dollars worth of negative equity, anything more than that and you have to pay the difference. Also, you have to have made at least two car payments.

This is all well and good, but what does it mean if Hyundai does not make this special offer? Does it really mean that a consumer should be labeled a "bad risk" because they lost their job and could not pay for the car? Should a consumer be labeled a "bad risk" if they have an ailing parent (as mentioned in the link above) that might cause a financial strain to take care of and cause the consumer to have to return a car?

Is being "forgiven" by the very businesses who in one way or another threw them under the bus over the past couple of decades by force feeding them things that in the long run were not viable the only way the american consumer can get a "break"?

How about an interest free debt paydown program so people can restart their economic lives over and not be indentured to the very entities willing to "forgive us" because we can't afford new debt.

The Media, Banks, and the U.S. government are either slow to figure out an economic solution, or they have a master plan to keep us Fearful.

Solution 101. If I could wave a magic wand and do one thing for the economy, it would be to allow for an immediate implementation of a full income tax deduction for both renters and property owners.

"Preposterous", the wall street muckety mucks would say, "that is double dipping"! Lol, and just what does the government do every second of every day when it comes to taxation, they double and triple and quadruple dip. The government taxes money coming and going, every which way they can.

Hospitalization costs (including insurance premiums), monthly apartment rental costs and monthly mortgage payments should ALL be completely deducted from a person's income prior to calculating income tax, and the income tax tables WOULD NOT be adjusted to anticipate this real deduction.

Is the government being honest, or is the government trying to trick us by blaming the economy on higher fuel prices and the sub prime mortgage fiasco?

The reason I ask is, if the average consumer is paying $2,500 dollars a year in all kinds of interest & finance charges, and considerably more than that in all kinds of state and federal taxes, why would paying an extra $600 dollars a year on gasoline be destroying the economy?

Wouldn't it make more sense to "re-evaluate" just what kind of interest and finance charges are being charged on the consumer, rather than blaming the economy on the price of oil?

Wouldn't it also make more sense to re-evaluate the fairness of state and federal taxation as well when it comes to assessing taxes on the place we call home, be it rental or otherwise?

If the government wants to blame the economy on the sub prime mortgage debacle, why not acknowledge that peoples' desire to own their own living space for just a few hundred more dollars a month than renting was too good to pass up! Once the home interest deduction was added in, it may actually have cost less to own a home then rent from someone else!

The government needs to make it economically sensible to pay rent or the economic instability that is taking over will continue. Some people may choose to own a home and have less money in the bank as a result, others may choose to pay rent and with the money they save per month, actually have a savings account. Both living methods should be equally honored by the government. As it stands, renters are being discriminated against.

If this idea were to be implemented, it is possible that those who rent properties may raise their rates because they know that their tenants will now be getting income tax deductions. However, that would just be ethically wrong.

Once the renters deduction is incorporated into the income tax code, the government could set up an escalating tax on a building owner to prevent the owner from overcharging.

These steps would allow all people to take a huge, deep breath, one that they deserve. People are entitled to reasonable deductions, whether they are home owners, renters or have serious medical issues.