Occupy Wall Street spreads around the country.

I don't have much to add about the occupying protestors. People are occupying city halls around the country. My main contribution is what I believe to be identifying the root cause of why people are protesting.

Banks label anybody a defaulter if they need a debt restructured. 

This defaulting definition needs to change. Restructuring a debt IS NOT a default. Until the rule regarding restructuring a debt changes, true economic changes cannot really occur.